Finance at North Wales Cars, Mochdre
When it comes to purchasing a car at North Wales Car Sales, we understand that finding the right finance package to match your budget is just as vital as choosing the car itself. That's why we're dedicated to providing competitive and transparent finance solutions that suit your unique needs.
Choose Between Hire Purchase or Personal Contract Purchase
We offer the choice between two finance agreements: Hire Purchase (HP) and Personal Contract Purchase (PCP), both available with no deposit. The decision between these options depends on your specific circumstances. Here's a breakdown for your clarity:
Hire Purchase (HP)24-60 month agreements is a traditional route to vehicle ownership. You make regular monthly payments on the vehicle, and own the car completely when the finance term ends.
Personal Contract Purchase (PCP)
up to 48 months is a very flexible option. A balloon payment is deferred until the end of the finance term, making the monthly repayments lower. You have the option to purchase the vehicle or hand it back at the end of the agreement. PCP contracts are only available on cars that are younger than 5 years old and have less than 50,000 miles.