Telephone: 01492 545353
Mobile: 07393 379837

Finance at North Wales Cars, Mochdre

When it comes to purchasing a car at North Wales Car Sales, we understand that finding the right finance package to match your budget is just as vital as choosing the car itself. That's why we're dedicated to providing competitive and transparent finance solutions that suit your unique needs.

Choose Between Hire Purchase or Personal Contract Purchase

We offer the choice between two finance agreements: Hire Purchase (HP) and Personal Contract Purchase (PCP), both available with no deposit. The decision between these options depends on your specific circumstances. Here's a breakdown for your clarity:

Hire Purchase (HP)

24-60 month agreements is a traditional route to vehicle ownership. You make regular monthly payments on the vehicle, and own the car completely when the finance term ends.


Personal Contract Purchase (PCP)

up to 48 months is a very flexible option. A balloon payment is deferred until the end of the finance term, making the monthly repayments lower. You have the option to purchase the vehicle or hand it back at the end of the agreement. PCP contracts are only available on cars that are younger than 5 years old and have less than 50,000 miles.

We act as a credit broker not a lender. We work with a number of carefully selected credit providers who typically will be able to offer you finance for your purchase. (Written quotations available on request). Whichever lender we introduce you to, we will typically receive a fee from them (either a fixed fee or a percentage of the amount you borrow). The lenders we work with could pay commissions at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over.